A A healthy financial outlook is as important as being physically healthy. Legacy Bank recognizes the importance of building wealth. Individuals who do not have financial worries are less likely to have stress or other diseases that impact their physical well being. In our market place, many of the consumers don’t have a banking relationship. Senior management recognized this was a niche that the bank could fill. Our Marketing Department developed a checking account for individuals, which offers training for our future customers, especially individuals who have never had a banking account or, have a history of account abuse.

On the third Saturday of every month, our Audit and Compliance Department hosts a financial literacy training class for perspective customers. The message is geared towards account responsibility and building a relationship with a banker. The two-hour class, created by our Compliance Officer, discusses the various components of being a good customer. Perspective customers are required to practice balancing an account, writing checks, understanding ATM and debit cards. They also receive banking fee information, in comparison to the fees charged by payday loan merchants or check cashers.

The interactive sessions are educating the importance on managing your accounts. As we are all aware, money matters can heighten stress when not managed properly. Keeping your account current, and developing a relationship with a banker, can help lower your overall stress. On the flipside, “More money, more problems,” doesn’t have to be your outlook. A healthy relationship with your financial institution can make the management of your money less stressful.